You would, of course, have more choice if you borrowed the , from your parents because you would only need a mortgage of of the value of your new build house and more lenders would be willing to lend to you. Borrowing from your parents would also mean that you would still own of .The idea is to get them into one of their house and land packages across Melbourne. Their “No deposit? No worries” line is also shared with The Loan Company s other strategic alliance partners, including HomeStart located in the same building as The Loan Company , whose “No Deposit? No drama” .First home buyers looking to build their own home can apply for grants in South Australia. This includes the $, First Home Owners Grant new home or building only . We will help you apply for this grant, which can be put toward your deposit, fees and charges. Just remember, if you re choosing to buy land first and .Your deposit refers to the amount of your own money you ll be contributing toward the purchase of your first home. Generally, with a first home buyer, the bank would like you to contribute at least of the value of the property. Hopefully you already have a job, and are well on your way to building up .
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